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Handling Funeral Arrangements

An easy guide for arranging your loved one's funeral


The death of a treasured member of your family is never easy, and virtually everything seems like a struggle shortly after a loved one passes. However, funeral arrangements have to be made, and knowing what decisions you face can save you a lot of extra stress during this difficult time.

The Funeral Costs

Once you've chosen a funeral home, you will meet with one of their funeral directors to plan the funeral services, choose a casket, and decide whether your loved one will be buried or cremated.

The Funeral Director should provide you with a written quote on the price of the funeral, based upon the choices you make.

Some of the costs of the funeral are going to be based on the Funeral Director's fee, the burial plot or cremation fee, the casket, death certificates, obituary notices, and other things such as whether you want a clergyman to speak at the service.

The costs of a funeral can vary greatly based on the choices you make. There are also costs for such things as flowers, etc.


Often times, insurance will be available to pay for part or all of a funeral. For instance, if your loved one died in a motor vehicle accident in Pennsylvania, they can purchase insurance for their funeral expenses. Funeral expenses could also be covered as a benefit under various life insurance policies, credit card policies, union benefits, employment benefits, veteran benefits, etc. Be sure to consider all of these possible sources of assistance depending on the various affiliations, military history, memberships or employment that the decedent had and contact them to inquire about this and any other insurance that may be available.

If your loved one died as the result of another person's negligence, funeral expenses may be included in your personal injury lawsuit. You should consult with a personal injury attorney to learn more about this.

Other Factors to Consider in Planning a Funeral

There are many decisions to make when planning a funeral. If your loved one is going to be cremated, for example, most funeral homes have caskets that are specifically made for the cremation process. These caskets cost less than a casket used for burial purposes.

You also need to consider if you are going to have a graveside service, or just a service in the funeral home or church. Costs can vary greatly depending on what you decide, and your Funeral Director can help you determine these costs.

If you're planning on having a wake after the funeral services, you will need to decide where to hold it, such as at someone's home or at a restaurant. You will need to plan for food and drink for the people who attend the wake.

If your loved one is going to be buried out of state, or out of the country, the Funeral Director can help you make these arrangements, and you have to factor in the additional costs of such an arrangement when planning the funeral.


The death of a loved one is a difficult time, and it's important to have a Funeral Director and other people you can trust to assist you in planning for the funeral. Don't hesitate to ask as many questions as you can think of to make sure that the funeral of your family member is exactly the way they would have wanted it.

Your Funeral Director, church, and other community groups and counselors can also be a useful source for grieving support, and other services to help you and your family get through this difficult time in your life.

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